Call the claims
team now

08455 26 26 26

Can I Claim?

No Win No Fee!*
First Name 
Last Name 
Home Phone 
Mobile Phone 
Address Line 1 
Post Code 
Email Address  
Processing application

PPI Claims Examples

If an individual has been sold PPI, or payment protection insurance, erroneously, they may be eligible to reclaim the money they have spent towards the premiums for that insurance.

What are the PPI claims examples an individual needs to know?

An individual can file a claim and get their money back if:

  • They already had PPI from their employer

Many employers already provide payment protection insurance to their employees if, for example, they become ill or get hurt on the job. Similarly, when employees lose their jobs, many already have PPI through their employers so that additional payment protection insurance is not necessary. Even so, many lenders sold PPI to consumers who did not need it. If this happened to an individual, they may be able to get their money back.

  • They are ineligible for PPI cover

Unfortunately, people who cannot take advantage of PPI because they are already unemployed at the time of application, are retired, or are disabled so that they cannot work were still sold PPI by overzealous lenders. If an individual is ineligible for PPI cover but was sold it anyway, this means that they were mis-sold PPI and they can file a claim to get their money back. If an individual is self-employed, they are usually not eligible for PPI cover and such an individual constitutes another of the many PPI claims examples. This means that they should be able to get their money back if they file a claim.

  • The lender used coercion and unscrupulous selling tactics to get an individual to buy the policy

Many lenders told consumers that they had to buy PPI in order to take out a particular loan, mortgage, or credit card. If an individual was "forced" to take out PPI as a condition of receiving a loan or mortgage, they can file a payment protection claim.

How does an individual reclaim PPI funds?

If an individual was erroneously sold payment protection insurance and they wish to reclaim the money spent on its premiums, a wealth of information is available on the internet to show them how to do so. Many sites have form letters that an individual can use to contact lenders directly and ask them to receive a reimbursement for previous payments.

It may be useful for an individual to use a reputable claims management company to help with a claim. A reputable claims management company will help an individual to determine whether or not they are eligible for repayment of PPI money, and if so, will help an individual to effectively navigate the process.

An individual should avoid using a claims management company that asks for fees upfront. Instead, they should use a claims management company that takes a small fee only after they have won their claim, thus ensuring a positive outcome for all involved.

Have you had a loan in the last 10 years with any of the following banks?

Alliance & Leicester
Abbey Bank
Lloyds TSB
Royal Bank of Scotland

Bank of Scotland
Yorkshire Bank
Bradford & Bingley
Northern Rock
And Many More!

Typical Applicants Example

  Term Monthly Payment Claim
Unsecured Loan 5 Years £210 £2,520
Hire Purchase for Car 3 Years £340 £2,448
Secured Loan 5 Years £430 £5,160

Belmont Thornton Limited is regulated by the Claims Management Regulator in respect of regulated claims management activities; our registration is recorded on the website number 18273

Belmont Thornton Limited is incorporated in England and Wales, Company number 6621233, whose head office at Unit 16, Elysium Gate, 126 New Kings Road, London, SW6 4LZ and registered office at Harwood House, 43 Harwood Road, London, SW6 4QP.

Belmont Thornton Limited is registered with the Information Commissioners Office. Registration number Z1728023.

Please note that calls may be monitored for the purposes of staff training.

* Belmont Thornton operates on a "No Win No Fee" basis. This means that there are no upfront costs to pay. Our fee only becomes payable on a successful outcome of a claim. A cancellation fee is payable if you decide that having instructed Belmont Thornton to act on your behalf, and after 14 days of signing your Letter of Authority, you do not wish to continue pursuing your claim with us. The cancellation fee is the reasonable costs incurred for the work undertaken. Please see our terms of engagement.

Terms Of Engagement       Complaints Procedure       Cancellation Form       Privacy Policy       Site Map

By using our web-site, you agree that we can place the types of cookies described in our privacy policy on your device.Hide